Free
- Basic financial tracking
- Single account
- 30‑day history
- Manual entry
- Dark mode
Every plan includes a 14‑day free trial of all premium features. No credit card required.
| Feature | Free | Individual | Family |
|---|---|---|---|
| Transaction tracking | Basic | Full | Full |
| AI Financial Coach | — | ||
| AI Receipt Scanning | — | ||
| Budgets & goals | — | ||
| Credit monitoring | — | ||
| Comprehensive reports | — | ||
| Debt payoff planner | — | ||
| Family sharing (up to 5) | — | — | |
| Children's accounts | — | — | |
| Priority support | — | — | |
| History retention | 30 days | Unlimited | Unlimited |
Absolutely. You can upgrade, downgrade, or cancel at any time directly from your account settings. When upgrading, you'll get immediate access to all new features. When downgrading, your current plan remains active until the end of your billing period.
Yes! All new users get a 14‑day free trial of our Individual plan with full access to every premium feature — no credit card required. After 14 days, you can choose to continue with a paid plan or switch to our Free tier.
The Family plan covers one primary account holder and up to 4 additional family members — 5 people total. Each member gets their own login with granular permissions controlled by the primary account. Shared budgets and household dashboards make it easy to manage finances together.
Yes. Annual billing saves you about 17% compared to monthly — the Individual plan is $49.90/year (vs. $59.88/monthly) and Family is $99.90/year (vs. $119.88/monthly). You can switch between monthly and annual billing at any time in your account settings.
Start your free 14‑day trial today. No credit card, no commitment — just a smarter way to manage your money.